IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In accordance with federal regulations, until it is activated and registered, a prepaid card is subject to initial load limitations, may not be used for ATM use, international transactions, account-to-account transfers, or be reloaded.
Faster access to funds is based on comparison of NetSpend's immediate availability policy versus the typical banking practice of only posting funds after settlement. Direct deposit and faster direct deposit capability is subject to payor's support of the feature and timing of payor's funding. Check with your payor to find out when the direct deposit will start.
We do not charge fees for direct deposit services. However, there may be a cost associated with reloading the card at retail locations or via bank fund transfer. See the enclosed Cardholder Agreement for more details.
1 Tax refund timing is based on IRS estimate. For up-to-date information from the IRS, visit www.irs.gov. State tax refund times vary.
* Upon activation of your card, your funds are FDIC insured to at least $250,000 through BofI Federal Bank, Member FDIC.
The Brink’s Prepaid MasterCard is issued by BofI Federal Bank pursuant to a license by MasterCard International Incorporated. BofI Federal Bank; Member FDIC. NetSpend, a TSYS Company, is a registered agent of BofI Federal Bank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Card may be used everywhere Debit MasterCard is accepted. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
© 2015 Total System Services, Inc. ® All rights reserved worldwide. TSYS and NetSpend are federally registered U.S.service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.